ADI
Driving instructor explaining a lesson plan to a learner beside a tuition car

Public liability insurance for driving instructors.

Every lesson brings you into contact with pupils, parents and the public. Public liability cover helps protect your business if someone claims you caused them injury or damaged their property.

What public liability insurance includes

Protection for the people you teach and meet.

Motor insurance covers accidents on the road. Public liability looks after the claims that can happen away from driving, so your business stays protected.

Injury to pupils or the public

Cover for claims if someone is hurt in connection with your instruction work.

Damage to third party property

Help if you accidentally damage a pupil's home, belongings or someone else's property.

Legal defence costs

Legal fees for defending a covered claim can be included on top of compensation.

Choice of cover limits

Pick a level of cover that suits your business, with options commonly from £1 million upwards.

Theory and classroom sessions

Cover can extend to theory lessons and training delivered away from the car.

Added to your ADI package

Combine public liability with your tuition car policy for simpler renewals.

Why it matters

One claim could cost far more than your premium.

A pupil tripping on a kerb during a lesson briefing, or a coffee spilled on a customer's sofa, can quickly turn into a costly claim. Without the right cover, those costs could fall on you personally.

Some driving schools and franchises also ask instructors to hold public liability insurance. Our specialists will talk you through the limits available and help you choose the right level for how you work.

Related driving instructor cover

Build a complete package of instructor insurance.

Tuition car insurance

Cover your tuition vehicle while learners are at the wheel.

Read more

Dual controls and equipment

Protect the adaptations and teaching kit you rely on for every lesson.

Read more

Trainee PDI cover

Tuition car cover for trainee instructors building experience before qualifying.

Read more

Driving school insurance

Insure several tuition cars and instructors under one arrangement.

Read more
See all driving instructor insurance

Ready to protect your instructor business?

Request your ADI quote